Atico Africa
At ATICO Africa, we understand that behind every great business is a dream—an idea born from passion, ambition, and vision. But to turn that dream into reality, entrepreneurs need more than just determination—they need support, capital, and a partner who believes in their journey. That’s where we come in.
Fast Approvals
Quick loan processing so you can focus on building your dream.
Simple
ID, guarantor, and an active business is all you need to qualify.
Flexible Loans
From Ksh 5,000 to 300K—tailored to suit small and growing businesses.
Who We Are
Atico Africa is a dynamic and innovative financial partner committed to powering Africa’s economic transformation. We provide tailored funding solutions that help businesses grow, thrive, and drive lasting change in their communities.
Our experienced team combines industry insight, local understanding, and forward-thinking strategies to create funding products that meet the unique needs of African entrepreneurs and SMEs.

Our Loan Products
Loan Range: Ksh 5,000 – 19,999
Flat Interest: 26%
Duration: 1 month | Weekly repayments
Perfect for startups and small informal businesses.
Apply NowLoan Range: Ksh 20,000 – 49,999
Flat Interest: 27%
Duration: 1 month | Weekly repayments
Ideal for registered businesses with a license and credit history.
Apply NowLoan Range: Ksh 50,000 – 99,999
Flat Interest: 28%
Duration: 1 month | Weekly repayments
Great for growing businesses with solid loan repayment history.
Apply NowLoan Range: Ksh 100,000 – 300,000
Flat Interest: 20%
Duration: Up to 3 months | Weekly repayments
Designed for established businesses with verified turnover.
Apply NowLoan Range: Ksh 100,000 – 300,000
Security: Title deed or logbook
Fast-tracked support when you need it most.
Apply NowOur Mission
To empower African businesses and communities by delivering innovative, tailored solutions that drive sustainable growth, improve efficiency, and promote inclusive development.
Our Vision
To be the leading African company recognized for transforming ideas into impactful solutions that shape the future of industries and improve lives.
Our Core Values
- Integrity – Honesty and accountability
- Innovation – Creativity and progress
- Collaboration – Teamwork and shared success
- Excellence – Striving for the best
- Sustainability – Long-term impact
Why Choose ATICO Africa
- Fast loan processing and approvals
- Products tailored to your business size
- Flexible repayment plans
- Transparent fees, no hidden charges
- Secure and confidential processes
- Backed by experienced and professional staff
