Atico Africa

At ATICO Africa, we understand that behind every great business is a dream—an idea born from passion, ambition, and vision. But to turn that dream into reality, entrepreneurs need more than just determination—they need support, capital, and a partner who believes in their journey. That’s where we come in.

Fast Approvals

Quick loan processing so you can focus on building your dream.

Simple

ID, guarantor, and an active business is all you need to qualify.

Flexible Loans

From Ksh 5,000 to 300K—tailored to suit small and growing businesses.

Who We Are

Atico Africa is a dynamic and innovative financial partner committed to powering Africa’s economic transformation. We provide tailored funding solutions that help businesses grow, thrive, and drive lasting change in their communities.

Our experienced team combines industry insight, local understanding, and forward-thinking strategies to create funding products that meet the unique needs of African entrepreneurs and SMEs.

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Our Loan Products

Kuza Biz

Loan Range: Ksh 5,000 – 19,999

Flat Interest: 26%

Duration: 1 month | Weekly repayments

Perfect for startups and small informal businesses.

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Imarisha Biz

Loan Range: Ksh 20,000 – 49,999

Flat Interest: 27%

Duration: 1 month | Weekly repayments

Ideal for registered businesses with a license and credit history.

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Stawisha Biz

Loan Range: Ksh 50,000 – 99,999

Flat Interest: 28%

Duration: 1 month | Weekly repayments

Great for growing businesses with solid loan repayment history.

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Boresha Biz

Loan Range: Ksh 100,000 – 300,000

Flat Interest: 20%

Duration: Up to 3 months | Weekly repayments

Designed for established businesses with verified turnover.

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Emergency Loans

Loan Range: Ksh 100,000 – 300,000

Security: Title deed or logbook

Fast-tracked support when you need it most.

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Our Mission

To empower African businesses and communities by delivering innovative, tailored solutions that drive sustainable growth, improve efficiency, and promote inclusive development.

Our Vision

To be the leading African company recognized for transforming ideas into impactful solutions that shape the future of industries and improve lives.

Our Core Values

  • Integrity – Honesty and accountability
  • Innovation – Creativity and progress
  • Collaboration – Teamwork and shared success
  • Excellence – Striving for the best
  • Sustainability – Long-term impact

Why Choose ATICO Africa

  • Fast loan processing and approvals
  • Products tailored to your business size
  • Flexible repayment plans
  • Transparent fees, no hidden charges
  • Secure and confidential processes
  • Backed by experienced and professional staff
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Frequently Asked Questions

You can apply online through our loan eligibility checker or by contacting us directly via phone or WhatsApp.
We typically need a copy of your ID, a guarantor, and proof of an active business to get started.
Most loans are approved within 24–48 hours once all documents are submitted.
Yes! Early repayments are accepted, and in many cases, you save on interest costs.
Absolutely. We provide flexible loan options for SMEs, startups, and entrepreneurs to help them grow and expand.

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